Making purchases on your credit card can turn out to be a better idea. Here's why.
The more you know about using a new credit card, the more you reap!
The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
We hope this information can help you save and trigger more money saving ideas in your mind.
Avoid getting into a debt trap by using your credit judiciously. Anil Rego explains how
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
Though reward points should not be a primary concern while opting a credit card they do hold some monetary value. Be sure to redeem your points on time and make the best use of your card.
'The critical event signalling a new era for India was Dr Singh's 1991 Budget in which he quoted Victor Hugo to say that no power on earth could stop an idea whose time has come,' recalls T N Ninan.
Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
10 largecaps stocks which stand to gain from the Budget.
Lenders get a clear idea about your financial health, risk profile and personality trait
From 13 members and database on four million trades in 2004, when Credit Information Bureau of India (Cibil) was set up, the country's first credit information company now has 162 members and database on 127 million companies and individuals.
The Credit Bureau of India (Cibil) is set to launch a credit score database that will reflect the creditworthiness of every borrower in the country.
Here's how you can reward yourself for having a good CIBIL score.
Here are four ways to keep your credit score in the green
and three times when you should actually use them
You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.
Your credit score is more than just a number. Here's how you can read and understand its importance.
If you want to apply for a job at State Bank of India (SBI), any default on loans or credit card payment will render your ineligible.
In an interview Credit Information Bureau of India's managing director Arun Thukral speaks about how CIBIL is fast becoming a consumer centric institution.
Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap
What stood out in his 15-year journey as a member of the political executive at the Centre was his glowing record as India's most successful and effective finance minister. Both as prime minister and finance minister, he understood the importance of gradualism, except when the economy or the polity was in a crisis.
Sharing your credit card with the spouse has it perks. Read on to find out more!
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(
With the reality of coalition politics staring the BJP in its face, this was inevitable, points out Ramesh Menon.
Top four consequences for you to keep in mind before you miss a mortgage payment
You require a credit score to get fresh debt and you must have existing debt to get a credit score... Confused? Well, here's how they are related.
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
Banks make use of credit scores based on your credit history and repayment record.
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
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